Our web-based software application is used by Analysts, CFOs, Chief Lending Officers, and Lenders to identify, measure, and monitor the risks and opportunities in their loan portfolios.Schedule A Demo
Collateral Values & LTV AnalysisUpdated collateral values are included with your subscription. We provide collateral valuation models (AVMs) for residential real estate, commercial real estate, automobiles, and other assets. LTV and Negative Equity calculations are seamlessly integrated.
Credit Risk & Risk RatingsAssess the level of credit risk on an individual borrower and on the portfolio level using our probability of default models and other risk rating/grading methods. Easily track trends and migrations.
Concentration Risk & Multi-Dimensional AnalysisSlice and dice your portfolio to manage concentration risk by geography, loan type, business type, risk ratings, and much more, including customized segmentation and multi-dimensional analysis.
Performance ReportingMonitor the performance of your portfolio for delinquency, charge-off, profitability, and general trends and conditions, including new production metrics and snapshot reporting (branches, loan officers, auto dealers, etc.)
Migration and TrendingEasily view how key metrics are migrating and trending over time.
Static Pool AnalysisIsolate and analyze pools of loans to track key performance metrics by cohort/static pool.
Search Engine Optimization for Financial Institutions—The Basics
Search engine optimization, or SEO for short, is one of the most important aspects of owning a website. Is your website mobile friendly? Does your website load quickly? Are potential customers and borrowers able to find you when they search for you online? If your answer to any of these questions...
3 Takeaways From the FASB’s Staff Q&A on WARM
There are more ways than one to skin a cat, and the weighted-average remaining maturity (WARM) method is yet another approach one can use to skin the CECL cat. WARM is a hot topic right now, and a big reason for that is because the Financial Accounting Standards Board (FASB) recently stated that...
Will Student Loans be the Source of the Next Economic Crisis?
Much has been written in the popular press and within academic circles regarding the astonishing rise in Student loans over the past decade. Aggregate student loan balances stood at $639 Billion at the beginning of 2009. Over the past decade that number has more than doubled, standing at $1.442...