Cross Product UseCredit bureau data is based on the borrower, not a specific loan, so within Visible Equity it integrates with all products tied to the borrower (that comply with permissible use).
No HassleLet us take the hassle out of ordering data, interpreting difficult-to-understand files, and loading the results. You can even set up recurring pulls so your credit data is always fresh and available when you need it.
Out-of-Institution AnalysisView and analyze your customers’ complete credit profile, not just the lending products within your institution. Delinquencies on out-of-institution loans might be a harbinger of trouble with loans at your institution.
Pinpoint BorrowersHone in on the exact borrowers you want to pull updated credit data on. Instead of pulling credit on all borrowers, maybe you just want to look closer at those borrowers with high balances and LTVs.
PartnershipsWe partner with all three major credit bureaus: Equifax, Experian, and TransUnion.
Creative Metrics Encompassing Financial Health
I owe it to my primary financial institution for helping guide me through the highs and lows of my financial journey. When I was fresh out of college they helped me set up a sustainable plan to tackle mounds of student loan debt, they assisted me and my husband when we bought our first home toget...
9002? 9003? Let’s talk weird credit scores.
Why is my credit score above 9000? Does that mean that I’m reeeally good with my credit activity? Well, no—it doesn’t mean that at all, actually. But on the other hand, it may not mean that you’re bad with your credit activity either. Regardless, a lot of us have the same questions, and the answe...
On Predicting Mortgage Defaults
Happy daylight-savings week everybody! Hopefully you’ve managed to catch up on that lost hour of sleep and are all ready for some light reading about credit risk. With many of you making nice progress on your CECL implementation, we have noticed the dialogue gradually shifting away from theory...