Concentrations & Multi-Dimensional AnalysisSlice and dice your applications to manage concentrations by channel, geography, loan type, business type, risk ratings, and much more. Customized segmentation and multi-dimensional analysis provides a deeper dive into your application trends.
TrendingMonitor the level and trends in key metrics, such as application volumes, denial rates, interest rates, LTVs, etc., all stratified by source, product, or any number of standard or custom stratification options.
Disposition & Time to Decision ReportingEasily track the disposition and time to decisioning of the various stages of an application, providing key insights to help you better manage your application processes.
'What if' AnalysisUse our ‘What if’ scenarios tool to see the impact that changing certain application parameters (i.e., credit score, LTV, etc.) will have on approval ratios, expected revenue, and more.
Application Analytics - Credit Score: Days Within
You asked, we listened; similar to the Original Credit Score: Days Within functionality that exists in Loan Analytics, we now have the functionality within Application Analytics as well. We have heard from many of you that the day you pull credit and the day the application is originated is not a...
FASB Votes to Delay CECL
The Financial Accounting Standards Board (FASB) voted this week to delay CECL’s effective date for most financial institutions until January 2023. The proposed changes are subject to a 30-day comment period after which the FASB will finalize its proposal. Assuming the proposal is finalized, th...
Visible Equity Acquired by nCino
I’m writing to share some exciting news with you. Earlier today, a press release was issued announcing Visible Equity’s acquisition by nCino, the worldwide leader in cloud-banking. This is a strategic acquisition that we believe is transformational...