Concentrations & Multi-Dimensional AnalysisSlice and dice your applications to manage concentrations by channel, geography, loan type, business type, risk ratings, and much more. Customized segmentation and multi-dimensional analysis provides a deeper dive into your application trends.
TrendingMonitor the level and trends in key metrics, such as application volumes, denial rates, interest rates, LTVs, etc., all stratified by source, product, or any number of standard or custom stratification options.
Disposition & Time to Decision ReportingEasily track the disposition and time to decisioning of the various stages of an application, providing key insights to help you better manage your application processes.
'What if' AnalysisUse our ‘What if’ scenarios tool to see the impact that changing certain application parameters (i.e., credit score, LTV, etc.) will have on approval ratios, expected revenue, and more.
Creative Metrics Encompassing Financial Health
I owe it to my primary financial institution for helping guide me through the highs and lows of my financial journey. When I was fresh out of college they helped me set up a sustainable plan to tackle mounds of student loan debt, they assisted me and my husband when we bought our first home toget...
9002? 9003? Let’s talk weird credit scores.
Why is my credit score above 9000? Does that mean that I’m reeeally good with my credit activity? Well, no—it doesn’t mean that at all, actually. But on the other hand, it may not mean that you’re bad with your credit activity either. Regardless, a lot of us have the same questions, and the answe...
On Predicting Mortgage Defaults
Happy daylight-savings week everybody! Hopefully you’ve managed to catch up on that lost hour of sleep and are all ready for some light reading about credit risk. With many of you making nice progress on your CECL implementation, we have noticed the dialogue gradually shifting away from theory...