Concentrations & Multi-Dimensional AnalysisSlice and dice your applications to manage concentrations by channel, geography, loan type, business type, risk ratings, and much more. Customized segmentation and multi-dimensional analysis provides a deeper dive into your application trends.
TrendingMonitor the level and trends in key metrics, such as application volumes, denial rates, interest rates, LTVs, etc., all stratified by source, product, or any number of standard or custom stratification options.
Disposition & Time to Decision ReportingEasily track the disposition and time to decisioning of the various stages of an application, providing key insights to help you better manage your application processes.
'What if' AnalysisUse our ‘What if’ scenarios tool to see the impact that changing certain application parameters (i.e., credit score, LTV, etc.) will have on approval ratios, expected revenue, and more.
Will Student Loans be the Source of the Next Economic Crisis?
Much has been written in the popular press and within academic circles regarding the astonishing rise in Student loans over the past decade. Aggregate student loan balances stood at $639 Billion at the beginning of 2009. Over the past decade that number has more than doubled, standing at $1.442...
Understanding Calculation Settings—Original Credit Score Days Within
Visible Equity’s setting for Original Credit Score Days Within (which I’ll refer to more simply as “Days Within”) is not typically changed from the default setting. That may be because even the default setting can be a bit challenging to understand. This article will use an example to try and bre...
Understanding Calculation Settings—Primary Borrower and Credit Score Methods
Identifying the primary borrower on any loan can be a tricky task—but it doesn’t have to be. This blog post will provide examples to guide you to an understanding on how this is done exactly in the Visible Equity system.