You asked, we listened; similar to the Original Credit Score: Days Within functionality that exists in Loan Analytics, we now have the functionality within Application Analytics as well. We have heard from many of you that the day you pull credit and the day the application is originated is not always an exact match for a variety of reasons. Previously in Application Analytics, if the credit score date and application date were not an exact match, this would result in a “not reported” credit score. However, today is a new and brighter day! We not only enhanced this setting to include the flexibility of different credit score dates outside of the application date, but also gave the power to YOU, the organization, to decide how many days within the application date you would like to pull in a credit score for a specific application.
If you are still unfamiliar with the “Days Within” calculation setting and want to learn further details, take a peak at a previous blog written this year by David Royal, Technical Product Manager: Original Credit Score: Days Within. This provides a good overview of what functionality exists now in both Application Analytics and Loan Analytics.
We’d love to hear from you and your organization how many days within the application date you would like an application credit score to calculate for. You can either submit a help ticket or email your Client Success Manager or Implementation Manager with your change request. If you are subscribed to Application Analytics and do not reach out with a specific number of days, our default setting of 30 days will apply instead. Don’t worry, you can change this at any time!
Not subscribed to Application Analytics and want to learn more? Simply ask your Client Success Manager for more information on how our robust module can help you with your look to book ratios, your denied analysis, and much more!