Loan Portfolio Risk Monitoring System
With Silverback Loan Portfolio Analytics you can assess the risk exposure of your entire loan portfolio from summary overviews to individual loans. Silverback Loan Portfolio Analytics will help you address and quantify the risk to capital and clearly identify specific variables within your loan portfolio that are most indicative of high risk loans. Silverback monitors changes in your portfolio and combines that analysis with changing economic trends and conditions to provide you with the information you need to make better risk based lending decisions and comply with changing regulatory requirements. With Silverback Loan Portfolio Analytics you will be able to mitigate potential default risk, ensure adequate loan loss reserves, and shape your future lending plans based on consistent and objective statistical analysis.
Concentration Risk Analysis
All loans within your portfolio have levels of concentration risk. Silverback Loan Portfolio Analytics will provide you the tools to quickly see and analyze these important concentrations. Whether you are stratifying your data by grade, delinquency, or geographic concentration, you will have the ability to see these loans from many perspectives to help you uncover the risks and trends within your loan portfolio. Not only can Silverback Loan Portfolio Analytics help you assess your current strengths and weaknesses but our software will help you monitor your scoring trends over time and guide you in taking appropriate risk mitigation actions.
