Advanced Profitability Analysis*Model cash flows and profitability, incorporating amortizing and other fees, probability of default, and probability of prepay.
Stress TestShock your portfolio for changes in collateral values, interest rates, credit scores, macroeconomic factors, commercial real estate fundamentals, etc. to see the likely impact to your portfolio.
Credit Limit Advisor*Use our credit limit optimization models to help guide your decisions on managing lines of credit.
Risk Based Pricing*Don’t avoid risk altogether, price for it! Use our risk based pricing tools to help guide your pricing sheets, or even better - price each individual application.
OptimizationOptimize your loan portfolio for profitability using our advanced optimization models and what-if analysis tools.
- *Contact Visible Equity for current availability
FASB Votes to Delay CECL
The Financial Accounting Standards Board (FASB) voted this week to delay CECL’s effective date for most financial institutions until January 2023. The proposed changes are subject to a 30-day comment period after which the FASB will finalize its proposal. Assuming the proposal is finalized, th...
Visible Equity Acquired by nCino
I’m writing to share some exciting news with you. Earlier today, a press release was issued announcing Visible Equity’s acquisition by nCino, the worldwide leader in cloud-banking. This is a strategic acquisition that we believe is transformational...
Just Released: Lookback and Lookforward Date Filters
When you want to analyze last month’s originations or next month’s maturing loans, it can be painful to enter static dates in your origination date filter or maturity date filter and manually edit each month when you are attempting a non-static lookback or lookforward. We heard you, we listened...