Our web-based software application is used by Analysts, CFOs, Chief Lending Officers, and Lenders to identify, measure, and monitor the risks and opportunities in their loan portfolios.Schedule A Demo
Collateral Values & LTV AnalysisUpdated collateral values are included with your subscription. We provide collateral valuation models (AVMs) for residential real estate, commercial real estate, automobiles, and other assets. LTV and Negative Equity calculations are seamlessly integrated.
Credit Risk & Risk RatingsAssess the level of credit risk on an individual borrower and on the portfolio level using our probability of default models and other risk rating/grading methods. Easily track trends and migrations.
Concentration Risk & Multi-Dimensional AnalysisSlice and dice your portfolio to manage concentration risk by geography, loan type, business type, risk ratings, and much more, including customized segmentation and multi-dimensional analysis.
Performance ReportingMonitor the performance of your portfolio for delinquency, charge-off, profitability, and general trends and conditions, including new production metrics and snapshot reporting (branches, loan officers, auto dealers, etc.)
Migration and TrendingEasily view how key metrics are migrating and trending over time.
Static Pool AnalysisIsolate and analyze pools of loans to track key performance metrics by cohort/static pool.
Machine Learning: More than Just a Buzzword for FIs?
If you live anywhere except under a rock, you’ve probably heard the term, “Machine Learning,” thrown around a lot lately. Well, there’s a reason! The world is accelerating towards a reality where it’s hard to go an hour without being impacted by machine learning. It’s in your phones, cars, TVs...
Watch Report: 5 Key Application Analytics Metrics to Track Regularly
One can analyze thousands of data points in the application analytics ocean, but keeping an eye on a few specific metrics can reveal a lot about your lending operations and some possible efficiencies you could improve on. Below I highlight five application metrics that I suggest tracking...
Visible Equity Users—Know Your Rights!
As a Visible Equity user, are you aware of all the capabilities that you have at your fingertips? Let’s talk through it. There are two different user types in the Visible Equity system—admins and standard users. The table included in this blog post details a myriad of different system...