Our web-based software application is used by Analysts, CFOs, Chief Lending Officers, and Lenders to identify, measure, and monitor the risks and opportunities in their loan portfolios.Schedule A Demo
Collateral Values & LTV AnalysisUpdated collateral values are included with your subscription. We provide collateral valuation models (AVMs) for residential real estate, commercial real estate, automobiles, and other assets. LTV and Negative Equity calculations are seamlessly integrated.
Credit Risk & Risk RatingsAssess the level of credit risk on an individual borrower and on the portfolio level using our probability of default models and other risk rating/grading methods. Easily track trends and migrations.
Concentration Risk & Multi-Dimensional AnalysisSlice and dice your portfolio to manage concentration risk by geography, loan type, business type, risk ratings, and much more, including customized segmentation and multi-dimensional analysis.
Performance ReportingMonitor the performance of your portfolio for delinquency, charge-off, profitability, and general trends and conditions, including new production metrics and snapshot reporting (branches, loan officers, auto dealers, etc.)
Migration and TrendingEasily view how key metrics are migrating and trending over time.
Static Pool AnalysisIsolate and analyze pools of loans to track key performance metrics by cohort/static pool.
Application Analytics - Credit Score: Days Within
You asked, we listened; similar to the Original Credit Score: Days Within functionality that exists in Loan Analytics, we now have the functionality within Application Analytics as well. We have heard from many of you that the day you pull credit and the day the application is originated is not a...
FASB Votes to Delay CECL
The Financial Accounting Standards Board (FASB) voted this week to delay CECL’s effective date for most financial institutions until January 2023. The proposed changes are subject to a 30-day comment period after which the FASB will finalize its proposal. Assuming the proposal is finalized, th...
Visible Equity Acquired by nCino
I’m writing to share some exciting news with you. Earlier today, a press release was issued announcing Visible Equity’s acquisition by nCino, the worldwide leader in cloud-banking. This is a strategic acquisition that we believe is transformational...