Cross Product UseCredit bureau data is based on the borrower, not a specific loan, so within Visible Equity it integrates with all products tied to the borrower (that comply with permissible use).
No HassleLet us take the hassle out of ordering data, interpreting difficult-to-understand files, and loading the results. You can even set up recurring pulls so your credit data is always fresh and available when you need it.
Out-of-Institution AnalysisView and analyze your customers’ complete credit profile, not just the lending products within your institution. Delinquencies on out-of-institution loans might be a harbinger of trouble with loans at your institution.
Pinpoint BorrowersHone in on the exact borrowers you want to pull updated credit data on. Instead of pulling credit on all borrowers, maybe you just want to look closer at those borrowers with high balances and LTVs.
PartnershipsWe partner with all three major credit bureaus: Equifax, Experian, and TransUnion.
Application Analytics - Credit Score: Days Within
You asked, we listened; similar to the Original Credit Score: Days Within functionality that exists in Loan Analytics, we now have the functionality within Application Analytics as well. We have heard from many of you that the day you pull credit and the day the application is originated is not a...
FASB Votes to Delay CECL
The Financial Accounting Standards Board (FASB) voted this week to delay CECL’s effective date for most financial institutions until January 2023. The proposed changes are subject to a 30-day comment period after which the FASB will finalize its proposal. Assuming the proposal is finalized, th...
Visible Equity Acquired by nCino
I’m writing to share some exciting news with you. Earlier today, a press release was issued announcing Visible Equity’s acquisition by nCino, the worldwide leader in cloud-banking. This is a strategic acquisition that we believe is transformational...