Visible Equity has been performing expected loss modeling long before CECL was first introduced. By combining probability of default with loss given default and simulating potential results Visible Equity provides you with key insights into the likelihood of certain loss events as well as the ability to benchmark against more traditional allowance analysis.
Select loans for individual review by using any number of filters such as size, type, delinquency status, or TDR/modified loan indicators.
With Visible Equity software it is easy to create custom segments for use in your Allowance reporting. Whether you're looking forward to new CECL requirements or performing more traditional allowance calculations properly segmenting your portfolio forms the basis for solid analysis.
Supplement your ALLL reporting with key disclosures including credit quality indicators, aging of past due loans, and TDR reporting.