This month’s product feature spotlight is the double stratification functionality found under the concentrations and grading tabs. continue reading
Credit Risk Management (Part 1)
Credit Risk Management
Part 1. Introduction to Credit Risk Management
Financial Institutions make money by taking risks. Financial Institutions lose money by failing to manage that risk. In this 5-part article we will outline the key steps to understanding and effectively identifying, measuring, and monitoring credit risk. continue reading
2012 NCUA Supervisory Focus
According to NCUA Letter 12-CU-01 released in January 2012, the supervisory focus for 2012 will
continue to be on credit risk, interest rate risk, liquidity risk, and concentrations risk.
Posted in Industry News
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Examiners in town
“Our 2010 exam included many comments in our “Document Of Resolution” regarding loan quality reporting, included a whole section on indirect dealer reporting.
Posted in blog, Conversations with Examiners
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Profitability Analysis
Who doesn’t love lending to ‘A’ Paper borrowers?
Posted in Product Updates
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CRE Data & Stress Test
To assist clients with estimating operating metrics on their commercial real estate (CRE) loans for debt coverage ratio (DCR or DSCR) analysis, loan-to-value (LTV) analysis, and to automate the inputs necessary to more effectively utilize our CRE stress test tool we have integrated a comprehensive set of commercial real estate data. Here is how it works… continue reading
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Historical Performance (Monthly Tabular Report)
Historical Totals:
A monthly tabular trending report that displays historical unpaid balance, delinquency data, and charge-off data by loan category, loan type, or any one of several other stratifications.
Posted in Product Updates
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